Home Buying Steps

Property Search

Get pre-approved with your lender

View homes

Select a home

Review HOA Documents & Seller Disclosures

Negotiate your contract

Apply for your loan

Order and pay for the appraisal

Obtain inspections

Negotiate repairs with seller

Order survey if home sits on land

Set up homeowners insurance

Complete loan process

Loan submitted to underwriting

Possible request from lender for additional information

Back to underwriting

Final loan approval

Schedule Settlement with attorney

Attorney does title search

Order utility accounts switched into your name

Inspection of repairs

Lender sends loan documents to attorney

Attorney prepares loan documents and Settlement Statement

Final walk through, Settlement Day

Settlement meeting with attorney to sign loan documents

Lender sends attorney the funds for your loan

Documents are recorded, Closing occurs

Keys are delivered

Welcome to your new home!

Random Testimonials
Andrea took a lot of the work and worry out of finding the right house and then negotiating and closing the deal. This was especially helpful to us since we were not living in the Chapel Hill area. She was extremely efficient in finding the answers to all of our questions and working with the inspectors and contractors leading up to the closing. She knows the Chapel Hill area inside and out. It would be difficult to imagine how anyone could handle your real estate purchase any more professionally and pleasantly than Andrea.
- Knox and Greg Chadwick